Spain's banks, servicers and courts release repossessed and distressed homes on the Costa del Sol every week — but the real "discounts" are compensation for hidden risk, not free equity. Surviving debts, occupied properties, Spanish-only paperwork. We make the channel safe, in English, before you wire a single euro.
Consumer watchdog OCU found bank-owned asking prices are frequently at or above the local market average. Genuine deep discounts only appear on problem properties.
At judicial auction, liens ranking above the foreclosed mortgage survive the sale and pass to you — you're bound simply by bidding (Art. 668/670 LEC). A missed nota simple can ruin a buyer.
Clearing an occupied unit takes time and money — often months, with legal costs that vary case by case. You buy the title, not the keys. Judicial auctions require a deposit to bid (commonly ~5–20% of the starting figure, depending on auction type; LO 1/2025).
Enter a property you're considering. We compute what it will really cost you all-in — and score the risk in plain English. Every rule below is drawn from verified Spanish law and independent data, not sales copy.
Fill in the numbers to see your all-in cost and risk.
PropVault Deals is a separate product — not baked into PropVault. The scanner above is free (it teaches you the method, it doesn't hand over deals). The screened live deal feed below is the paid product: buy it standalone, or bolt it onto any PropVault subscription at a members' rate. Same account, one login, billed as its own line.
Every bank-owned & auction listing across Málaga, each run through the scanner — lien & occupancy risk flagged in plain English. Register interest and we introduce you to a licensed local agent who handles the purchase.
EUR, ex-VAT · cancel anytime · the free scanner stays free. PropVault Deals bills on the same account as PropVault — one login, its own line.
We watch every servicer store, auction calendar and distressed listing across Málaga & the Costa del Sol. You get English-language alerts already screened for surviving liens, occupancy and true all-in cost — so you only look at deals that are actually worth your time.